Appraisal services for Newport and Carteret County homeowners

Here are the top seven reasons North Carolina homeowners use Soundside Appraisal Group, LLC :

Get a pre-listing appraisal (whether they're selling the home themselves or using a real estate agent)
To challenge a property tax assessment in North Carolina
Remove PMI to cut their mortgage payments
Reinstate their Home Equity Line of Credit (or HELOC)
To review another appraiser's report for verification
In the case of a divorce in the state of North Carolina, when property needs to be divided
Determine the true market value of the property in question to settle an estate in Carteret county or North Carolina


	Do you own a home in or near Newport? Do you need help determining the value of your real estate? Contact Soundside Appraisal Group, LLC .

We at Soundside Appraisal Group, LLC understand the individual needs of a consumer looking for appraisal services. Our usual business clients are used to the appraisal process and the customary documents we provide. Being a person not in the real estate business that probably doesn't see an appraisal every day, we will provide you with extra guidance and explanations through the appraisal process to better understand what we do and how we report the results of our analysis.

Pre-listing Services/For Sale by Owner (FSBO)

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Our professional appraisers at Soundside Appraisal Group, LLC are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic price to sell at so your house will attract buyers, a professional appraisal is a crucial negotiating tool once you have a likely buyer. It's something concrete to show the buyer. It's an independent third party's opinion of your house's value, and not just how much your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to an experienced appraiser's value conclusion than yours.

Challenging a property tax assessment

Let's say your home is not appreciating as much as other houses close to yours -- your local tax assessor may have your home overvalued. This only means you're going to pay higher taxes than you should be paying. The sooner you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. An appraisal report from Soundside Appraisal Group, LLC is your best weapon when challenging your property tax assessment.

Appraisals to cancel PMI

An attractive money saver for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is less than 80% of the value of your home, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. Soundside Appraisal Group, LLC is seasoned in helping people just like you get rid of undesirable PMI insurance.

Recently got a freeze to your HELOC?

Even if your specific property has not declined in value, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area. This can be negative on your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow standpoint. Soundside Appraisal Group, LLC can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Have you just been given a copy of your appraisal and you would wish to have a seasoned expert double-check it for efficiency or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps in question. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have in your possession. Even though most review work is commissioned by lenders for quality control, homeowners that have reason to believe they've been the victim of mortgage fraud are wise to invest in a second opinion.